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• Graded Funding
• Level Funding
• Graded vs Level
• Fully-Insured

Employers with level-funded plans can gain a number of benefits:

• National Network
• 24/7/365 Customer Service
• Wide array of funding options
• Benefit Customization
• Easy to plan budget
• Pay a fixed monthly premium
• Cigna pays the covered claims
• If claims are lower than expected, clients may be eligible for a surplus

21 employees enrolled and 25 employees eligible is required. Only level funding option available.